Modern Fantasy Series by Rafer Roberts, Kristen Gudsnuk

A young Ranger woman who came to the city with dreams of adventure, her drug-dealing reptilian wizard roommate, and her boisterous Dwarf maiden BFF embark on a modern-day quest to save the world while struggling to keep their crappy day jobs and pay off their student loans. The roommates become embroiled in danger when one of their significant others finds himself taken by criminals, and the trio must save him.

Sage's life has been turned upside down by a mystical amulet she recently obtained, that may bring about the end of the world as she knows it. But when the goblin thief's life is ransomed for the amulet, Sage and a team of friends must figure out a way to save him and themselves while protecting the greater good.